Cyber Liability

The Cyber Liability operation comes under Barbican’s Specialty division and is headed up by Gareth Tungatt.

The pace of technological innovation has led to massive dependency and interconnectivity for organisations worldwide. It's bought about great efficiencies and enhanced business practices – but have also created a wave of new problems. Cyber-crime; media liabilities as a result of online publishing; and a heavy reliance on network uptime are just a few examples.

Thus, clients today face many unprecedented business exposures and a raft of continually evolving e-commerce laws. Their risk management ans risk transfer strategies must encompass an ever-growing range of new liabilites.

Barbican's Cyber Liability team brings in-depth expertise to this dynamic and highly specialised area. We operate worldwide including the USA and Canada; we provide both primary and excess of loss covers. Our products can be tailored to client needs and include Cyber/Network liability/Media/Network Business Interruption/Technology/Miscellaneous errors and omissions.

Cyber Liability to Third Parties

By providing content or information via a website, organisations can be

exposed to many of the same legal issues which apply to traditional

publishers - such as copyright, defamation and infringement of intellectual property.

Network Security

Companies that hold customer data or other sensitive information

within their networks have a legal obligation to protect and safeguard

this information. Businesses who suffer a privacy or security breach resulting in the compromise of this data often end up with significant and costly obligations imposed under data protection legislations, regulatory issues, and may be subject to fines and penalties imposed by regulatory bodies.

Business Interruption & Loss of Data

More and more companies are totally reliant on the robust functioning

of their e-commerce and business computer networks. There are many areas like online sales, access to databases and other internal operations where organisations would simply be unable to perform without their computer systems running at optimum speed and capacity.

Barbican eRisks product – a modular solution

Barbican’s unique eRisk product has been specifically designed as a

one-stop solution to accommodate a variety of needs.

It meets the requirements of IT professionals looking for Comprehensive Errors & Omissions coverage combined with cyber liability. At the same time, it satisfies the need of those seeking a first-class insurance product by providing cyber liability coverage for third and first party e-commerce exposures.

We’ve designed Barbican eRisks in a new modular format, with separate insuring clauses for each section. These operate independently or in combination and modules can be purchased on either a combined or stand-alone basis. The design of the Barbican eRisks product offers our clients real flexibility and choice. Any number of modules can be selected, choosing whatever is required to provide the level of cover best suited to an individual organisation’s particular needs.

You will need Adobe Reader installed on your computer to read these files. If you do not already have it, you can download it from the Adobe website.

Example policy wordings and application forms are available in the policy documents section.